Discretionary investments
Flexible portfolios for individuals, families, trusts and companies, providing access to unit trusts, income strategies and professionally managed investments.
Private wealth management
Private wealth.
Thoughtfully structured.
Independently owned wealth advice, portfolio management and life-risk planning for individuals, families, trusts and companies with significant wealth—across South African and global markets.
Investing with Clarity
Independent by ownership
Unrestricted in thinking.
Avantgarde Wealth is independently owned. We are not owned or controlled by a bank, insurance company, investment platform or investment manager.
Our advice is therefore not shaped by a parent company’s products, sales targets or distribution requirements. We are free to compare appropriate platforms, managers, active and passive strategies, local and offshore investments, and specialist opportunities according to each client’s circumstances.
We are not required to begin with a provider’s product range. We begin with the client.
A private-client relationship
One strategy for the complete investment picture.
Avantgarde Wealth advises a select number of private clients whose affairs may span personal portfolios, retirement capital, trusts, companies and international assets. We bring these elements together so that each investment decision supports the client's wider objectives.
Investment solutions
Access is only the beginning.
We advise on and implement a comprehensive range of investment products and structures through established platforms and investment managers. The value lies in deciding how they should work together.
Tax-free investments
Use the available tax-free allowance as one component of a broader family wealth strategy, subject to prevailing contribution limits.
Retirement annuities
Tax-efficient retirement structures implemented through appropriately diversified, Regulation 28-compliant portfolios.
Preservation funds
Preserve accumulated pension or provident benefits while maintaining the investment's retirement-fund advantages.
Living annuities
Purpose-built post-retirement portfolios designed to provide sustainable income while protecting long-term purchasing power.
Local endowments
Tax-aware investment structures for suitable higher-rate taxpayers, trusts and companies, with access and term considerations assessed upfront.
Offshore endowments
Foreign-currency investment structures offering international market access and potential tax-administration and estate-planning advantages.
Local portfolios
South African strategies incorporating direct shares, unit trusts, income investments and multi-asset portfolios.
Offshore portfolios
Globally diversified, rand-denominated or foreign-currency portfolios spanning international markets, industries and managers.
Direct share portfolios
Purpose-built local and global equity portfolios. We research and help clients select the listed companies held, determine appropriate position sizes, manage diversification and review each investment as circumstances change.
Trust & company investments
Investment solutions for trusts and holding companies, considering liquidity, tax treatment, ownership and governance.
Cash & income strategies
Liquidity reserves and income portfolios positioned around near-term commitments, capital stability and access requirements.
Life insurance & family protection
Appropriate life cover can provide liquidity for estate costs and taxes, settle outstanding debt and protect a family's financial position after death. Cover is considered alongside the investment, estate and succession plan—not as a stand-alone product.
Private markets & alternatives
For suitable clients, listed portfolios may be complemented by carefully selected private equity, private credit, infrastructure, hedge funds, structured investments and other specialist opportunities.
Every recommendation is subject to suitability, product rules, prevailing legislation and a formal advice process.
Internationally connected wealth
One considered strategy across borders.
Avantgarde Wealth assists clients whose affairs include overseas businesses, foreign bank and investment accounts, offshore trusts and companies, and assets held across multiple jurisdictions. We bring these elements into one coordinated local and international wealth strategy.
Overseas businesses
Coordinate the investment, liquidity and ownership considerations surrounding interests in international operating or holding companies.
Foreign accounts
Advise on capital held through foreign bank and investment accounts, including currency needs, liquidity and portfolio implementation.
Offshore trusts & companies
Work alongside appropriate tax, legal and fiduciary specialists when international entities are established, reviewed or incorporated into the family’s plan.
International investments
Construct and manage suitable foreign-currency portfolios held personally or through trusts, companies and offshore accounts.
Consolidated oversight
Bring locally and internationally held assets into one reporting and review framework, providing a clearer view of risk, concentration and liquidity.
Compliant coordination
Coordinate with banking, tax, legal and fiduciary professionals so implementation is subject to applicable disclosure, exchange-control, tax and jurisdictional requirements.
Account opening and entity establishment remain subject to provider acceptance, due diligence and the laws of each relevant jurisdiction.
Portfolio construction
The right strategy for every part of the portfolio.
We do not believe every component should be managed in the same way. Avantgarde combines active and passive strategies according to the client’s objectives, time horizon, tax position, liquidity requirements, costs and total portfolio.
Active management
Selected investment managers and direct portfolios where research, judgement and differentiated positioning may add value.
Passive exposure
Transparent, cost-efficient index funds and ETFs used where broad market exposure is the most effective portfolio building block.
Income & preservation
Cash, bonds and income strategies aligned to liquidity needs, near-term commitments and the protection of capital.
Private markets & alternatives
Selective exposure to private equity, private credit, infrastructure, hedge funds and specialist opportunities for clients able to accept the associated term, complexity and illiquidity.
Selective access. Considered allocation.
Private-market and alternative investments are assessed within the client’s complete wealth strategy. We consider expected return, diversification, fees, transparency, investment term, liquidity and risk—and include them only where they are suitable and the client can commit capital for the required period.
Independent advice. Broad investment access.
Leading platforms.
A wider investment universe.
Platforms provide administration and product structures. Investment managers manage the underlying capital. Avantgarde independently coordinates the strategy, selection and ongoing advice on the client's behalf—without allegiance to any single provider.
Platforms and investment managers we work with
Allan GrayGlacierNinety OneCoronationInvestecMomentumOld MutualPPS InvestmentsDiscovery
The providers shown represent organisations whose solutions Avantgarde may consider or use. Inclusion does not imply ownership, exclusivity or endorsement, and not every solution is suitable for every client. Avantgarde remains independently owned and recommendations follow each client’s circumstances and the approved advice process.More than a platform
A disciplined advice process.
The result should not be a collection of unrelated products. It should be one coordinated investment strategy.
- 01Structure
Select an appropriate combination of discretionary, retirement, endowment and offshore investment structures.
- 02Allocate
Build a strategic asset allocation across local and global markets, growth assets, income and liquidity.
- 03Select
Compare suitable platforms, investment managers, funds and direct portfolios without being tied to one provider.
- 04Consolidate
Maintain one considered view of investments held personally and through trusts, companies and retirement structures.
- 05Review
Monitor performance, risk, fees, concentration and suitability as markets and family circumstances change.
Investment philosophy & process
Conviction should be supported by discipline.
A portfolio should reflect an agreed investment philosophy and a repeatable decision process—not a series of disconnected ideas or reactions to short-term markets.
Avantgarde helps clients define the principles that will guide asset allocation, manager selection and direct-share decisions. We translate those principles into a documented process covering research, valuation, stock selection, position sizing, diversification, portfolio limits, monitoring and the circumstances that would justify a change.
This creates continuity, clearer accountability and a consistent basis for evaluating decisions over time.
Beyond investments
Wealth rarely exists in isolation.
For clients whose affairs extend beyond investment management, Avantgarde Wealth can introduce and coordinate the broader Avantgarde Family Office relationship.
Explore Avantgarde Family Office →Investments
Portfolio management and investment structuring through Avantgarde Wealth.
Accounting & tax
Accounting, taxation, payroll, audit and statutory administration through specialist professionals.
Legal & legacy
Commercial agreements, trusts, wills, estates and specialist legal implementation.
Property
Property transactions, portfolio oversight, letting and ongoing property management.
Start a conversation
Bring the whole investment picture into view.
We begin with a confidential conversation about your objectives, existing structures and the areas of your wealth that require greater coordination.
Arrange a private consultation